We believe everyone should have the chance to experience freedom. Transform all the confusing and messy fiscal information into clean, professional, and polished feedback. Feel free, empowered, and in control with our innovative financial solution ReddUp.
Keep your financial files on your own computer and organize them offline. No online account is needed for local financial work. Bank sync, AI Assist, feedback and sharing are optional; you choose which connections to use.
Use the power and prestige of advanced financial tools to empower your business strategy or strengthen your home's finances.
In finances, ignorance means your money is working against you. Arm yourself with ReddUp's powerful clarification tactics to control what your money is doing, instead of your money controlling you.
Money can be a scary topic to navigate. Trying to keep up with finances can be even scarier. From wondering why each paycheck seems to disappear to being unsure where business expenses drain profits, ReddUp is the canvas for our passion of financial clarity and opportunity.
It is important to us that you experience "ah-ha" moments when you see everything that is happening with your finances.
As ReddUp grows with you, it becomes a strong financial companion that helps you stay on track and achieve your goals.
We believe finances are exhilarating, so we designed ReddUp to be both powerful and exciting to experience.
ReddUp was created to help you strive for and achieve your goals. Once you have a clear fiscal picture, your forward momentum dramatically increases.
“You can’t plan around what you can’t see. ReddUp puts the whole picture in front of you.”
Everyone deserves a chance to get ahead of their finances. Whether you are trying to move your business forward or master your household finances, ReddUp is there to help you to access the elite standards of managing your money.
Provide your Quickbook exports, bank and credit card statements, and paystubs, and ReddUp handles all of it. Also set up your business profiles, folder monitoring, and real estate properties. The more you use it, the more it learns your financial life. And since ReddUp runs entirely local, all of your financial information is safely kept on your computer.
Dial in exactly how your finances need to be categorized and named with ReddUp’s powerful guidance. All changes are stored in encrypted memory (if encryption is enabled), making each import faster and safer. Link outside investment accounts, build or import budgets, add income streams, upload mortgages and car loans, and watch your financial situation come together.
Export reports that can be delivered to your boss or a potential investor, as well as Excel spreadsheets that breakdown your finances. Explore KPIs and charts that expose every detail of your financial situation. Use the localized integrated AI to ask about your finances and request feedback about the data.
You are now the financial expert.
Behind anyone that is financially ahead is a powerful system that works for them, rather than them being controlled by a powerful system. ReddUp is your secret that works for you so you can get ahead.
View spending, cash flow and financial trends in charts and dashboards. Compare categories and changes over time to identify major expenses, understand where money is going and see which areas need closer attention.
Import CSV, Excel, QFX/OFX and supported text-based PDF statements. Review records before importing, add optional secondary categories and reuse remembered name and category corrections to reduce repeated cleanup. Free includes CSV import and these non-AI organization tools; Pro and Elite add the other supported file formats.
Build budgets from actual spending and set amounts for each category. Compare your budget with recorded expenses, see where you are over or under, and identify unbudgeted spending. Use those differences to adjust your plan as priorities and costs change.
Track assets, investments and loans together to see what you own, what you owe and how your net worth changes over time. Optional account sync requires your own separately paid SimpleFIN Bridge account and available secure credential storage. Manual tracking works without it.
Bring income, savings, goals and debts into one view of your monthly finances. Review upcoming commitments alongside recorded spending, track bill payments and export an overview report. See how obligations fit together before deciding what is available to spend, save or put toward debt.
Track savings balances and recorded interest, then model account growth using contributions, fees and your entered APYs. Set a target to estimate when you could reach it or calculate the monthly contribution needed. Compare scenarios to plan deposits and understand how rates and fees affect your savings.
Create savings and debt-payoff goals with targets, timelines and milestones. Compare planned progress with linked account activity or manual updates, and test different monthly amounts or one-time contributions. Catch-up calculations help you see how changing contributions could affect progress toward a goal.
Track card balances, credit limits, utilization, APRs and due dates. Extract details from supported statements for review, link imported transactions and follow recorded interest and fees. Keep borrowing costs and payment deadlines together so you can review balances and plan repayments.
Review loan payment schedules and charts of balances and interest. Compare snowball and avalanche payoff plans across loans and credit cards, including extra payments for one debt or the whole plan. Use estimated payoff dates and interest costs to evaluate repayment options.
Identify recurring monthly and yearly charges in imported transactions and review suggested subscriptions. See estimated renewals and costs, inspect payment history and spot price changes. Confirm or dismiss suggestions to keep a useful record of recurring expenses and decide which subscriptions deserve a closer look.
Create unlimited business profiles with no per-profile charge. Give each business or department its own categories, budget, income settings and PDF report branding. Keep their financial records organized and compare recorded results year over year to see what’s changing.
Track rent, operating expenses, mortgage costs and net cash flow for each property. Review occupancy, returns and monthly trends alongside tenant records, rent payments, deposits and property update history. Generate property and tenant reports to assess performance and keep rental records organized.
Import supported paystub PDFs into a reviewable income draft with pay, taxes and deductions. Use the reviewed figures to build income projections and estimate take-home pay. This gives budgets and financial plans a starting point based on the income you expect to receive.
Ask questions about your records, explore spending patterns and get help with categorization through optional AI Assist. Included with Pro and Elite at no extra charge from ReddUp. Requires Ollama and a compatible model; review its suggestions against your figures.
Export Excel workbooks and CSV files in every edition. Pro and Elite also create PDF financial reports, including the Financial Overview. Secondary categories carry into supported reports and exports, helping you hand organized records to an accountant, business partner or decision-maker.
Import transactions and balances from supported bank accounts through SimpleFIN. Choose which accounts and transaction files enter the current session to reduce manual statement handling. Requires your own separately paid SimpleFIN Bridge account and available secure credential storage.
Monitor selected folders for new supported statements while ReddUp is running. Files are brought forward for review and import, helping you keep up with incoming records without repeatedly checking folders yourself.
Share read-only financial dashboards from ReddUp ELITE with your boss, COO or department leader through ReddUp Command. They can check KPIs, trends and budget comparisons at a glance, spot what needs attention and prepare for the next meeting—then get back to leading the business.
ReddUp stores your imported financial records on your computer, where you can organize and analyze them offline. No online account is needed for this local financial work. The app has no advertising analytics or behavioral product tracking. You choose whether to use bank sync, AI Assist, feedback or sharing. These optional features can send information beyond your computer, depending on how you use and configure them. Purchases and update checks also use the internet.
Imported records and ordinary financial analysis live on your computer. Optional SimpleFIN sync connects directly to your own Bridge account. AI Assist uses a local Ollama address by default; a remote server or cloud-backed model can send requested figures off-device. There’s no hosted ReddUp AI service.
Create a local username and password on your computer, with no online sign-up needed to read and organize your financial files offline. The app has no advertising analytics or behavioral product tracking. If you buy a paid edition, Paddle handles payment; ReddUp receives the billing and license-delivery details needed to send your offline key.
Enable database encryption to protect ReddUp’s saved database. In Elite, add a password to restrict who can open a .dply dashboard in ReddUp Command. Password protection is optional; without it, any ReddUp Command viewer can open the file. PDF reports can also be password-protected when you enable that option during export. These protections do not automatically apply to original documents or other exports. Use direct ReddUp Command sharing only on a trusted local network.
Nothing is sent until you choose Send Feedback. A submission includes your message, attachments you select, and a tightly allowlisted technical snapshot. Email is optional: if you provide an address, ReddUp may contact you about your message. A separate, affirmative agreement is required before a submission may be reviewed with third-party AI services under the safeguards in our privacy notice.
Explore how ReddUp fits in your workflow with a 14-day trial. Then you can choose how you would like to invest in your financial future that fits your goals.
Get your records organized.
Import, clean up, and export your transactions.
After 14 days, keep importing and organizing CSV records and exporting Excel and CSV files for free.
Understand your money and plan ahead.
Add dashboards, budgets, income insights, and financial planning.
Paid checkout will open when the signed installers are ready. Prices shown are planned launch prices.
For the individual serious about taking the next step into financial management.
Bring your businesses and properties together.
Everything in PRO, plus business profiles, rental finances, and dashboard sharing.
Paid checkout will open when the signed installers are ready. Prices shown are planned launch prices.
Keep each business organized, understand what your properties earn, and present your finances to your boss or investors.
Optional services, separate setup. These are available with Pro, Elite and the Elite trial, but are not needed for file imports or ordinary financial analysis.
Bank sync: Connect your own separately paid SimpleFIN Bridge account. Internet access and an available system credential store are required; bank coverage, available history and connection reliability depend on the provider. A ReddUp purchase does not include the Bridge subscription.
AI Assist: Install and run Ollama and download a compatible local model for on-device use. Downloads require internet access; speed and model choice depend on your hardware. A remote server or cloud-backed model can send prompts and requested figures off your device. ReddUp does not provide a hosted AI service. Review AI answers before relying on them.
Public checkout is not open yet. Prices shown are planned launch prices.
Monthly and yearly subscriptions renew automatically at the displayed interval and price until canceled through your Paddle receipt or buyer portal; cancellation takes effect at the end of the current paid period. A one-time purchase is not a subscription and includes one year of updates. Paddle shows taxes and your final localized total before payment, then securely handles payment and receipts. ReddUp emails your offline license key using the billing email and license-delivery details needed for fulfillment; purchasing does not send your imported financial files to ReddUp.
| Features | Free | Pro | EliteBest |
|---|---|---|---|
| Understand your money & plan ahead | |||
| In-app spending and cash-flow dashboards | Not included | Included | Included |
| Trends and year-over-year comparisons | Not included | Included | Included |
| Budget suggestions based on actual spending | Not included | Included | Included |
| Paystub import and income projections | Not included | Included | Included |
| Net worth and investment overview | Not included | Included | Included |
| Financial Overview and monthly income and commitment planning | Not included | Included | Included |
| Bill calendar and recorded payment tracking | Not included | Included | Included |
| Savings accounts, recorded interest and growth projections | Not included | Included | Included |
| Savings targets and required-contribution calculations | Not included | Included | Included |
| Tiered savings APYs, dated rate changes and fee scenarios | Not included | Included | Included |
| Savings and debt goals with actual-versus-planned progress | Not included | Included | Included |
| Goal scenarios, milestones and catch-up planning | Not included | Included | Included |
| Credit-card balances, utilization, APRs and billing dates | Not included | Included | Included |
| Read supported credit-card statements for review | Not included | Included | Included |
| Loan payment schedules and balance/interest charts | Not included | Included | Included |
| Combined snowball and avalanche debt-payoff comparisons | Not included | Included | Included |
| Individual extra-payment comparisons | Not included | Included | Included |
| Recurring subscription detection, renewals and price changes | Not included | Included | Included |
| Optional AI assistance | Not included | Included | Included |
| Manage businesses & properties | |||
| Separate business profiles | Not included | Not included | Unlimited |
| Rental income, expenses, and property performance | Not included | Not included | Included |
| Rental tenant, rent-payment and deposit records | Not included | Not included | Included |
| Property update history and property/tenant reports | Not included | Not included | Included |
| Encrypted local-network sharing to multiple Command computers | Not included | Not included | Included |
| Portable .dply dashboards with optional password protection | Not included | Not included | Included |
| Folder Monitoring | Not included | Not included | Included |
| Import & organize your records | |||
| Import or paste CSV files | Included | Included | Included |
| Import Excel, QFX/OFX, and supported PDF statements | Not included | Included | Included |
| Optional bank sync through SimpleFIN | Not included | Included | Included |
| Combine statements into shared dashboards and budgets | Not included | Included | Included |
| Primary and secondary transaction categories | Included | Included | Included |
| Remembered name and category corrections | Included | Included | Included |
| Separate saved sessions with their own records and memory | Included | Included | Included |
| Import selected files and their associated memory from saved sessions | Included | Included | Included |
| Import selected income streams and bank accounts from saved sessions | Not included | Included | Included |
| Maximum rows per imported file | 1,000 | 50,000 | 250,000 |
| Export, protect & personalize | |||
| Excel and CSV exports | Included | Included | Included |
| Password encryption for Excel exports | Included | Included | Included |
| Editing restrictions for Excel exports | Included | Included | Included |
| PDF financial reports | Not included | Included | Included |
| Financial Overview PDF report | Not included | Included | Included |
| Elegant light theme | Not included | Included | Included |
| Show or hide available modules | Not included | Included | Included |
Public installers are not available yet. We’ll publish signed Windows and macOS installers here when they’re ready. At launch, every new installation will include the full Elite toolkit free for 14 days, with no card or online account required.
